So let’s start right off with a visual.  This is my example of paying off $35,500 in debt in 4 years.  Begin Balance $35,500.00 Current Balance ($1.00)     Total Payments $35,501.00     2015 June $400.00 2015 July $400.00 2015 August $400.00 2015 September $400.00 2015 October $500.00 2015 November $500.00 2015 December $600.00 … Continue reading Debt 3: What to do?